My Rental Car Was Hit While Parked – There’s nothing more frustrating than returning to your car after it’s been parked for a while and finding a dent, scratch, or other damage to your vehicle that wasn’t there before. When that happens, and there is no apology for the responsible driver information stored under your windshield wipers, you may be wondering what to do next.
The first step is to take a moment to calm down. The worst thing you can do in this scenario is throw up your hands and walk away wondering why me. Any time your vehicle is involved in an accident (whether you were in it at the time of the accident or not), it is important to take the necessary steps to document the damage and increase your chances of a positive outcome.
- 1 My Rental Car Was Hit While Parked
- 2 What To Do If Your Rental Car Is In An Accident In Florida?
- 3 Your Rental Car Was Hit While Parked? Here’s What You Should Do
- 4 Should You Buy Rental Car Insurance
- 5 Things I Learned From Renting A Car For A Road Trip For The First Time
- 6 What To Do If You Crash Into A Car In A Driveway
My Rental Car Was Hit While Parked
Here’s what to do if someone hits your car while it’s parked on the street or in a parking lot:
The Complete Guide To Damage To Rental Car
The first thing you should do after an accident is notify the police. In most cases, officers will report to the scene to document the damage and create an official accident report, which is important when you file an insurance claim, so be sure to ask for a copy. It’s also a good idea to ask for the name and badge number of the officer assisting you.
If for any reason the police are unable to attend, it is still important to file an incident report yourself, which you can often do online through your local police department’s website.
If your car was parked on a busy city street, in a parking lot, or in a garage, there’s a good chance the incident was caught on a nearby security camera. Video footage can help explain what exactly happened and help police identify other vehicles involved in the crash.
Even if you don’t see the camera directly, it’s a good idea to ask the owners of nearby businesses and/or buildings, as cameras are sometimes strategically placed and can be difficult to spot.
What To Do If Your Rental Car Is In An Accident In Florida?
Write down as much information as possible before you leave the scene. Note the location of the incident, date and time, weather conditions, how long your car was parked there, and any other information that seems relevant. It may be difficult to remember details days or even weeks after an accident, so it’s important to take notes and document as much information as possible.
If safe, take photos of the damage and the scene. Photos can be important evidence and, in some cases, can be the difference between a successful and failed insurance claim. They can also help you remember important details when talking to your insurance company.
It’s also a good idea to take pictures from different angles and distances. A wide selection of photos will help you get a clear picture of the damage and events. If possible, record some videos as well.
Anytime you’re in a car accident—whether it’s a head-on collision, a fender buckled in a parking lot, or you’re hit from behind at a stop sign—you should always contact your insurance company as soon as possible.
Your Rental Car Was Hit While Parked? Here’s What You Should Do
In a hit-and-run involving a parked car, if the driver or other vehicle cannot be identified, you must rely on your own insurance to cover the cost of the damage.
If you have collision coverage, this will usually help cover the cost of repairs. However, you may have to pay a deductible. In other cases, uninsured motorist property damage coverage can help pay for repairs, but that’s not the case in every state.
If you’ve been involved in a hit-and-run or other accident that caused damage to your car, Mackin’s Auto Body is the place to go! We have earned a reputation as PNV’s most trusted and reliable auto body shop, with over 75 years of experience repairing damaged vehicles and providing superior customer service. We know how stressful it can be to have an accident and all the complications it can cause. That’s why we provide accident resources and work with all insurance companies to resolve claims.
Call us anytime at 1-800-653-0665, contact us online, or simply bring your car to one of our 9 locations in Portland/SW Washington. Many or all of the products featured here come from our partners who provide compensation to us. This influences what products we write about and where and how they appear on the page. However, this does not affect our ranking. Our opinions are our own. Here is a list of our partners and here is how we make money.
Should You Buy Rental Car Insurance
Dealing with a rental car accident is one of the last things you want to do while on vacation. However, between driving a car that isn’t yours and navigating unfamiliar roads, don’t discount the possibility of getting into a car accident.
In many ways, handling a rental car accident is similar to what you would do if you were involved in an accident in your own vehicle. But with additional layers to your car rental agreement, rental car insurance has some additional complications that you should be prepared for.
While it may sound like common sense, make sure everyone in the vehicle is OK before doing anything else. Check the surrounding scenery and other cars involved.
As with any car accident, pull over safely to the side of the road if possible. If the accident is more serious, call 911 immediately if anyone is injured. And if there is a danger of explosion, clear the area.
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As soon as you determine that the incident location is safe, exchange contact and insurance information with all other parties involved. The information to be exchanged should include:
If law enforcement is involved, be prepared to show them your driver’s license, vehicle registration, proof of financial responsibility, and your current address.
When communicating with other people involved in an accident, do not tell other drivers or the police that the accident was your fault (even if you think it was their fault). Be polite, but avoid making statements like “I’m sorry” or “I should have paid more attention” as this can work against you later, sometimes resulting in no coverage from your insurance company. Instead, use sentences like “Are you okay?” to show empathy without admitting guilt.
If the other party is hostile, it may be best to wait for the police to arrive before getting involved. You don’t want to end up in an argument with the driver and other passengers.
Someone Hit My Parked Car And Left, What Do I Do?
Be careful in dealing with other parties. Don’t sign a statement of fault or promise to pay damages to the other party — and if they offer to pay your damages or deductible, don’t sign anything.
It is important that you try not to mention to the other party that you are driving a rental car, as some people may try to take advantage of the situation and blame you.
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Take the time to gather detailed information about the accident. Write notes (use the notes feature on your phone) and take lots of photos.
Things I Learned From Renting A Car For A Road Trip For The First Time
Although the steps outlined so far largely mirror the same steps you would take if you were driving your own vehicle, rental car accidents require a bit of additional paperwork.
As soon as possible, contact your car rental company and notify them of the accident. There is often an emergency number sticker located in the glove box or an emergency number listed in your car rental agreement.
Ask the company how to proceed. Typically, car rental companies will ask you to fill out your own version of an incident report, which usually contains the same information you gathered above.
If you rely on your existing auto insurance policy as your primary source of coverage, notify them of the accident to file a claim.
What Happens If You Damage A Rental Car Without Insurance?
For example, if your deductible is $400 and you have $10,000 in damage, you’ll have to pay the first $400 for repairs and your insurance company will cover the rest. Be sure to notify your insurance company of any additional insurance you purchase with your rental.
Know what your claim covers, what your insurance company covers, and what the car rental company covers. If you book a rental car with a credit card that offers rental car protection, this can also help pay for any damage to the rental car in the event of an accident.
Collision damage: If you have a collision insurance policy and comprehensive coverage, this usually applies to your rental car as well. If your regular policy doesn’t cover it, you might consider purchasing a collision damage waiver from your car rental company. Otherwise, you will have to pay for the damage.
Damage to others: If you already have liability insurance, it usually also covers the rental car. If not, you can usually purchase additional liability protection from
What To Do If You Crash Into A Car In A Driveway
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