If Someone Hits My Car – Home » About Our Chicago Law Firm » Car Accident Lawyer » What happens if the at-fault party doesn’t have insurance?
If you were injured in a car accident in Chicago, you can take comfort in knowing that the responsible insurance company will pay for your damages. But what happens if you get hit by someone without insurance? Or how about a hit-and-run where you don’t even know who caused the accident?
- 1 If Someone Hits My Car
- 2 How Car Insurance Companies Value Cars
- 3 Someone Hit My Parked Car And Left Without A Note.
- 4 Can I Be Sued If Snow From My Car Hits Another Car In Illinois?
If Someone Hits My Car
Illinois law requires all drivers to carry at least a minimum amount of automobile liability insurance, also known as uninsured motorist coverage. If a person is caught driving without insurance for the first time, they will pay a $1,000 fine. However, if they cause an accident, their fault could leave many other people having to pay for repairs and medical bills. These drivers must be held accountable.
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If you have been in a car accident with an uninsured driver, don’t panic. An experienced Chicago personal injury attorney will fight for your legal right to seek compensation and diligently represent you. The attorneys at Langdon & Emison will investigate all parts of your case and uncover the evidence to begin legal action against the at-fault driver.
Let Langdon and Emison hold the culprit accountable for their actions. Call us today at (312) 872-3389 for a free consultation.
Driving without insurance is a national concern that affects hundreds of thousands of people and their families every year. The Insurance Research Council found that in 2015, 13% of drivers (about one in eight) were uninsured. That number continues to grow, especially in Illinois.
An estimated 13.7% of drivers in the Prairie State are uninsured. This is higher than the national average, and only 16 states have higher rates of uninsured drivers.
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In Illinois, all drivers must use uninsured motorist coverage. This is part of your auto insurance policy and will help pay your medical bills and vehicle repairs if you are involved in a car accident with an uninsured driver.
Uninsured motorist coverage helps prevent car accident victims from paying out of pocket for injuries they did not cause. This policy also goes into effect if you are involved in an accident in which the identity of the at-fault driver is unknown.
This coverage is different from uninsured motorist policies. This policy covers injuries to you and your passengers if the driver’s auto insurance doesn’t fully cover your costs. This type of coverage is useful as health care and vehicle costs rise.
If the driver at fault in the car accident is uninsured or has insufficient coverage, he or she may be held personally liable for injuries and damages caused in the accident and for damages that exceed the policy limit.
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It is also unlikely that your insurance policy will cover the full amount of the damage. Medical payments are very limited and do not cover other costs, such as lost income due to absence from work. The best way to recover the compensation you need is to hire the Chicago car accident lawyers at Langdon & Emison.
It is important that you understand the implications of taking someone to court. In Illinois, you must file a lawsuit within the specified statute of limitations (time limit). If you do not file on time, your case will be dismissed and you will never receive the compensation you need.
The claims process is confusing and can be difficult, so it is in your best interest to hire an attorney. You also need to understand that insurance companies often deny and delay claims – you need an experienced and tireless legal team who won’t settle for anything less than you deserve. Call the Chicago attorneys at Langdon & Emison at (312) 872-3389 for a free case consultation.
Only an experienced legal team can prove who is at fault for the accident that caused your injuries and vehicle damage. The uninsured motorist attorneys at Langdon & Emison will contact your insurance company and negotiate to obtain the highest possible compensation amount. If the insurance company fails in its duty to protect you, we will take the at-fault driver to court.
How Car Insurance Companies Value Cars
You must be able to focus on recovering from your injuries; Don’t let an uninsured driver or a stubborn insurance company stop you from doing this. Call Langdon & Emison’s Chicago office at (312) 872-3389 or contact us for a free case consultation. If you hit a parked car, document the damage and leave a note. If your car was the victim of a hit-and-run in a parking lot, you should also document the damage, look for witnesses, and call your family immediately. Never leave the scene of a parked car accident without leaving your contact information.
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If you’ve hit a parked car and can’t find the owner, or your car was hit in a parking lot, you may not be sure what to do. Hitting a parked car is common; Most accidents involve a parked car and many of these accidents occur in parking lots. Whether you hit a parked car when no one was around or returned to your car to find damage, there are steps you need to take.
Knowing what to do in the event of a parked car accident will ensure that your car claim goes smoothly. If you are involved in an accident with a parked car, do not leave without taking appropriate action.
Someone Hit My Parked Car And Left Without A Note.
Hitting a parked car and driving away is a crime. You should never leave the scene of an accident, even if it is minor, without taking action, including trying to communicate with the other car owner.
Below we’ll explain what to do if you hit a parked car or find damage to your car while it’s parked.
If you’re not sure what to do if you scratch or dent a parked car, the first thing to remember is that running into a parking lot is a crime. State laws vary, but you could face fines and even jail time for a hit and run in a parking lot.
Hitting a parked car doesn’t make you a criminal, but leaving the scene of an accident is illegal in all states and can be considered hit-and-run. What happens if you hit a car in a parking lot and drive away?
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It is usually a misdemeanor charge with a hefty fine if you are convicted. In some states, if you crash into a parked car and leave the scene, you may have to serve time in jail for community service, and the police may suspend your license and/or registration.
“Having an accident is not a crime,” says Chip Siegel, an attorney in Las Vegas, Nevada. “Leaving an accident is where the crime begins.”
Hit-and-run charges can also add up to six points to your license, depending on your state’s points system. It can also disqualify you from jobs that involve driving. In California, you are required by law to try to find the owner of a damaged car. If you cannot find the owner of the car, you must leave a note.
If the law isn’t enough to keep you there, consider this: Chances are good that someone saw you hit a car. Maybe it’s a bystander or one of the millions of surveillance cameras in the US.
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Law enforcement can analyze available evidence, including body camera footage, to find the perpetrator, and that’s where the problem really begins. “You can get away with it,” says Siegel, “but that hasn’t been my experience.”
“If the police have to chase you, not only will you pay the fines, but the other driver’s company could come after you for costs, including legal and investigation fees,” says Stephanie Behnke, chief innovation officer at Mercury. “It can be a very expensive decision for the offender and can lead to imprisonment.” You will spend more money on cleaning. Just financially, it doesn’t make sense to leave.”
If there is no one around and you need to leave, leave a message. Keep it simple. “No one wants to [leave a note],” says Siegel. – Everyone is scared.
But if you got back in your car or parked it in the parking lot, do it anyway. Most states require that your note include the following information:
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If you were driving someone else’s vehicle when you hit a parked car, you will also need to leave the car owner’s name and address.
Behnke recommends that your note include your information if you have it on hand. Don’t talk too much, like explaining how you weren’t paying attention when you hit the bumper. Anything you leave in a note could be used against you later when things calm down.
According to the California Motor Vehicle Code, the message must be in a “conspicuous location.” And no matter how tempted you are to write with a felt-tip pen and let it rot in the rain, don’t.
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